OUR APPROACH

How We Work For You

As a Registered Investment Advisor with the state of Massachusetts, High Ridge Financial Planning is required to act as your fiduciary. This means that we must put your interests before our own. One way we demonstrate this is through our business approach of charging hourly rates, which is a rarity among financial advisers.

Most financial planners receive the bulk of their compensation from products they recommend, either through mutual fund sales loads (Class A, B, and C shares), insurance or stock purchase commissions, or other forms of compensation which may not be obvious to the client. There are no hidden agendas at High Ridge. Instead, we guide our clients to the best, most cost-effective financial products available without relying on or ever accepting a commission.

We use a structured, consultative process to:

• Develop your financial plan
• Manage your investments
• Serve as a sounding board for you to discuss new ideas and issues as they arise

Our ultimate aim is to help translate your particular goals, values and preferences into a personal strategy for managing and building your resources. You will have a plan to accomplish your goals; you will have ongoing support for reaching them; and when something unexpected happens, you will have somewhere to turn for solid, trustworthy advice.